There’s a few ways, but the most effcient ways are by either negotiating with the lender in modifying the loan or applying for the federal repayment program .

It is similar to a refinance, expect all it does is restructure the loan by putting the past due payments on the back end of the loan making it current. 

It is a program offered by the federal government which stops the foreclosure while allowing you to go into a repayment plan with your lender. 

If there is a sale date scheduled then yes, otherwise the foreclosure matter can be resolved in a matter of up to 90 days, assuming the client is cooperative with the legal expert. 

Attorneys are very expensive. They are great for slowing the foreclosure process but that’s usually about it. If they also do modifications, its almost a guarantee that they don’t specialize in it. We specialize in modifications which are the cheapest way to resolve the foreclosure and we charge a fraction of what attorneys charge.